Electronic Clearing System EKS

Published: 04.04.2015 Updated: 07.05.2025

The Electronic Clearing System is the payment system of Latvijas Banka, which ensures the processing of customer retail payments across the SEPA area.

The Electronic Clearing System provides 2 services:

clearing service that performs net settlement and provides several clearing cycles for settlement on the EKS on a business days in euro.
instant payments service that provides continuous payments by executing customer payments within seconds, 24 hours a day, 7 days a week, 365 days per year.

Upon starting to use the services of an EKS service, an EKS participant becomes the user of Proxy Registry "Instant Links".

Information for EKS participants

System Rules for Participation in EKS
Functional Specification of the EKS: Clearing Service
Functional Specification of the EKS: Clearing Service (with the changes to be implemented on October 6th, 2025)
Functional Specification of the EKS: Instant Payment Service
Functional Specification of the EKS: Instant Payment Service (with the changes to be implemented on October 5th, 2025)
Schema files for EKS Clearing Service
Schema files for EKS Clearing Service (to be implemented on October 6th, 2025)
Sample messages for EKS Clearing Service
Schema files for EKS Instant Payments Service
Schema files for EKS Instant Payment Service (to be implemented on October 5th, 2025)
Notification form for the total peak value of outgoing cash transfer orders by the non-bank payment service provider

Registration forms

List of EKS participants and addressable BIC holders

Updated on 7 May, 2025

Participant	BIC	Clearing service	Instant payments service	Addressible BIC holder
AS BluOr Bank	CBBRLV22	SCT	SCT Inst
Akciju sabiedrība "Citadele banka"	PARXLV22	SCT	SCT Inst	PARXEE22 - SCT, SCT Inst INDULT2X - SCT Inst LPNSLV21 - SCT
IIG Bank (Malta) Ltd	IIGBMTMT		SCT Inst
AS INDEXO banka	IDXOLV22	SCT	SCT Inst
AS "Industra Bank"	MULTLV2X	SCT	SCT Inst
Latvijas Banka	LACBLV2X	SCT	SCT Inst
Luminor Bank AS	RIKOLV2X RIKOEE22 AGBLLT2X	SCT	SCT
AS Magnetiq Bank	LAPBLV2X	SCT	SCT Inst	DMPLGB22 - SCT, SCT Inst TGSILV22 - SCT, SCT Inst
Mellifera Kartiera Limited	MLLKMTM2	SCT	SCT Inst
OP Corporate Bank plc	OKOYLV2X OKOYEE2X OKOYLT2X		SCT Inst
AS "Reģionālā investīciju banka"	RIBRLV22	SCT	SCT Inst
AS "Rietumu Banka"	RTMBLV2X	SCT	SCT Inst	DCTTGB22 - SCT GEEIGB22 - SCT EMFGGB22 - SCT XPTTGB22 - SCT NOEHGB22 - SCT WWPICY2L - SCT REAYGB22 - SCT DYPYGB21 - SCT
Signet Bank AS	LLBBLV2X	SCT	SCT Inst
Valsts kase	TRELLV22	SCT	SCT Inst
SIA “xpate”	SIAXLV22	SCT	SCT Inst
T - direct participant A - adressable BIC holder All institutions accepts credit transfer and instant payment orders with Latvian diacritical marks. * The link established by the instant payment service to TIPS (TARGET Instant Payment Settlement) ensures the reachability of the EKS participants using the services of the instant payment service, their indirect participants and addressable BIC holders throughout the SEPA area.

Participation in Latvijas Banka's Electronic Clearing System (EKS)

Participation and processing of payment orders are governed by the System Rules and Functional Specifications and other documents available in Information for EKS participants.

EKS participants and other eligible parties can become users of Proxy Registry "Instant Links" for customer account numbers and mobile phone number links. Usage of the registry and information exchange is goverened by the documents available in Information for users of the Proxy Registry "Instant Links".

Consultations

For more detailed information, please, contact the Payment Systems Department of the Bank of Latvia.

E-mail address: eks@bank.lv