Electronic Clearing System EKS

Published 04.04.2015

Updated 07.10.2025

The Electronic Clearing System is the payment system of Latvijas Banka, which ensures the processing of customer retail payments across the SEPA area.

The Electronic Clearing System provides 2 services:

clearing service that performs net settlement and provides several clearing cycles for settlement on the EKS on a business days in euro.
instant payments service that provides continuous payments by executing customer payments within seconds, 24 hours a day, 7 days a week, 365 days per year.

Upon starting to use the services of an EKS service, an EKS participant becomes the user of Proxy Registry "Instant Links" and the Instant Verification Service, provided that the requirements set out in the respective service rules are fulfilled.

System Rules for Participation in EKS
Functional Specification of the EKS: Clearing Service
Functional Specification of the EKS: Clearing Service (with the changes to be implemented on October 6th, 2025)
Functional Specification of the EKS: Instant Payment Service
Functional Specification of the EKS: Instant Payment Service (with the changes to be implemented on October 5th, 2025)
Schema files for EKS Clearing Service
Schema files for EKS Clearing Service (to be implemented on October 6th, 2025)
Sample messages for EKS Clearing Service
Schema files and samples for EKS Instant Payments Service
Schema files and samples for EKS Instant Payment Service (to be implemented on October 5th, 2025)
Notification form for the total peak value of outgoing cash transfer orders by the non-bank payment service provider

Registration forms

Updated on 7 October, 2025

Participant	BIC	Clearing service	Instant payments service	Addressible BIC holder	Processing of Latvian language diacritical marks in payments
Alunafi Ltd	ALUNMTM2	SCT	SCT Inst
AP OPERATIONS SIA	AOSALV22	SCT	SCT Inst		v
AS BluOr Bank	CBBRLV22	SCT	SCT Inst		v
Akciju sabiedrība "Citadele banka"	PARXLV22	SCT	SCT Inst	PARXEE22 - SCT, SCT Inst INDULT2X - SCT Inst LPNSLV21 - SCT	v
IIG Bank (Malta) Ltd	IIGBMTMT		SCT Inst
AS INDEXO banka	IDXOLV22	SCT	SCT Inst		v
AS "Industra Bank"	MULTLV2X	SCT	SCT Inst		v
Latvijas Banka	LACBLV2X	SCT	SCT Inst		v
Luminor Bank AS	RIKOLV2X RIKOEE22 AGBLLT2X	SCT	SCT		v
AS Magnetiq Bank	LAPBLV2X	SCT	SCT Inst	DMPLGB22 - SCT, SCT Inst HAPCCY22 - SCT BUMDFRP2 – SCT, SCT Inst UANXLT22 – SCT Inst PASXFIH2 – SCT, SCT Inst	v
Mellifera Kartiera Limited	MLLKMTM2	SCT	SCT Inst		v
OP Corporate Bank plc	OKOYLV2X OKOYEE2X OKOYLT2X		SCT Inst		v
Papaya LTD	PAPYMTMT	SCT	SCT Inst		v
AS "Reģionālā investīciju banka"	RIBRLV22	SCT	SCT Inst		v
AS "Rietumu Banka"	RTMBLV2X	SCT	SCT Inst	DCTTGB22 - SCT GEEIGB22 - SCT EMFGGB22 - SCT XPTTGB22 - SCT NOEHGB22 - SCT WWPICY2L - SCT REAYGB22 - SCT DYPYGB21 - SCT
Signet Bank AS	LLBBLV2X	SCT	SCT Inst		v
TigSiPay SIA	TGSILV22	SCT	SCT Inst		v
Valsts kase	TRELLV22	SCT	SCT Inst		v
ValorPay UAB	VAAALT23	SCT	SCT Inst
SIA “xpate”	SIAXLV22	SCT	SCT Inst

Participation and processing of payment orders are governed by the System Rules and Functional Specifications and other documents available in Information for EKS participants.

EKS participants and other eligible parties can become users of Proxy Registry "Instant Links" for customer account numbers and mobile phone number links. Usage of the registry and information exchange is goverened by the documents available in Information for users of the Proxy Registry "Instant Links".

Consultations

For more detailed information, please, contact the Payment Systems Department of the Bank of Latvia.

E-mail address: eks@bank.lv

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Electronic Clearing System EKS

Consultations