Supervision priorities and inspection plan

For credit institutions

• Resilience of the profitability of business models amid economic and regulatory shifts
• Quality of new loans and their management
• Compliance with the new regulatory requirements, particularly in the areas of sustainability, digital resilience, and cybersecurity

For cooperative credit unions

• Quality of new loans, particularly those of legal persons, and their management
• Quality and completeness of data and reports, and their compliance with the regulatory requirements

For insurers

• Compliance with the new regulatory requirements, particularly in the areas of sustainability and digital resilience
• Use of internal models to calculate the solvency capital requirement

For private pension funds and investment management companies

• Compliance with the new regulatory requirements, particularly in the areas of sustainability and digital resilience
• Alternative asset valuation in investment management

For managers of alternative investment funds

• Alternative asset valuation in investment management

For issuers

• Ensuring adherence to compliance requirements in the area of sustainability
• Quality and completeness of data and reports, and their compliance with the regulatory requirements
• Corporate governance

For investment firms

• Resilience of the profitability of business models amid economic and regulatory shifts
• Quality and completeness of data and reports, and their compliance with the regulatory requirements
• Quality of internal control functions and risk management, including capital and liquidity adequacy, information and communication technology risks as well as the risks related to money laundering and terrorism and proliferation financing (ML/TPF) and sanctions violations

For a regulated market organiser and a central securities depository

• Quality of risk management, including capital and liquidity adequacy
• Quality and completeness of data and reports, and their compliance with the regulatory requirements

For payment institutions and electronic money institutions

• Quality and completeness of data and reports, and their compliance with the regulatory requirements
• Capital adequacy
• Protection of customer funds, segregation of funds
• Quality of internal management and risk control, the management of the risks related to ML/TPF and sanctions violations

For crowdfunding service providers

• Quality of internal management and risk control
• Capital adequacy

For foreign exchange companies

• Management of the risks related to ML/TPF and sanctions violations

For crypto-asset service providers

• Management of operational risks for crypto-asset service providers, including in the area of the risks related to ML/TPF and sanctions violations
• Development of the supervisory framework for the MiCA Regulation

For credit institutions

• Accessibility of financial services, including in the potential event of a national threat

For cooperative credit unions

• Fostering access to loans in the regions

For insurers

• Process for regulating insurance claims

For private pension funds and investment management companies

• Disclosure of the performance results of open pension fund pension plans

For issuers

• Protection of shareholder rights

For investment firms

• Quality of product management, including the prevention of conflicts of interest
• Monitoring of cross-border activities

For a regulated market organiser and a central securities depository

• Stability, resilience, and capacity of trading and settlement systems

For crowdfunding service providers

• Disclosure of information to costumers

For foreign exchange companies

• Provision of information to customers

For crypto-asset service providers

• Disclosure of information to costumers