To support innovation in the electronic payments sector, companies offering exclusively innovative payment services benefit from reduced regulatory fees.
Businesses applying for authorisation or registration as a payment institution or e-money institution pay a document examination fee of just EUR 450. This preferential rate is designed to lower entry barriers and encourage the development of new and forward-thinking financial solutions.
Following successful authorisation or registration, these institutions also benefit from reduced supervision costs. For the first three years of operation, the annual supervisory fee is set at EUR 1000, helping innovative providers focus their resources on growth, product development, and market expansion.
This framework reflects a commitment to fostering innovation while maintaining a strong and reliable regulatory environment for the financial market.