Loans for house purchase

Loans granted to households and non-profit institutions serving households for purchase of a house, a flat or a plot of land for personal use or for rental, for building or refurbishment, including loans for house purchase that are secured by residential property or other assets, mortgage loans and loans for renovation of a house or a flat that add value to the economic features of the house or the flat.
The definition of the concept is consistent with Regulation (EU) 2021/379 of the European Central Bank of 22 January 2021 on the balance sheet items of credit institutions and of the monetary financial institutions sector (recast) (ECB/2021/2).