The difference between total outstanding amount of financial instrument assets and total outstanding amount of financial instrument liabilities. If the net financial worth of a sector is positive, its financial assets exceed liabilities; if negative, liabilities exceed assets. If the net financial worth of residents is positive, external claims exceed external liabilities and non-residents have a debt to the country. Negative net financial worth of residents indicate the debt of the country to non-residents.
The definition of the concept is consistent with Regulation (EU) No 549/2013 of the European Parliament and of the Council of 21 May 2013 on the European system of national and regional accounts in the European Union.