Loans to households and non-profit institutions serving households for purchasing consumer goods, such as household appliances and cars, and paying for services, such as medical care and travels, that are not related to gaining profit, including loans granted in compliance with the provisions of an agreement on using settlement account.
The definition of the concept is consistent with the Regulation (EC) No 1071/2013 of the European Central Bank of 24 September 2013 concerning the balance sheet of the monetary financial institutions sector (Recast) (ECB/2013/33).