The goal of the Credit Register is:
- to contribute to the promotion of Latvia's financial stability by providing:
- Credit Register participants with additional opportunities of assessing the creditworthiness of their current customer, potential customer, customer's guarantor and potential customer's guarantor,
- restricted Credit Register participant with additional opportunities of assessing creditworthiness of its customer and customer's guarantor,
- the Financial and Capital Market Committee with additional opportunities of receiving data necessary for the financial market supervision,
- the Bank of Latvia with additional opportunities of receiving data necessary for financial statistics,
- the Financial and Capital Market Committee and the Bank of Latvia with additional opportunities of receiving data necessary for macroeconomic analysis;
- to contribute to promoting responsible lending to consumers as well as responsible and fair borrowing, providing the consumer creditors of the EU Member States and EEA countries with additional opportunities of assessing the consumer's creditworthiness.